INFORMATION FOR HOMEBUYERS


INFORMATION FOR HOMEBUYERS


 
If You're Getting Ready to Purchase A Home An EXPERIENCED Realtor Isn't An OPTION - It's a MUST!


The first step in your home search is to determine EXACTLY what your NEEDS are as well as your WANTS. I Will consult with you to determine the best "Property Profile" for you and your family, including such items as location, school system, home amenities (new homes vs. existing properties, basement - finished or unfinished, number of bedrooms, etc.)

I am experienced in helping you determine your needs and wants. Once those items are identified, I will get to work developing a list of prospective properties that meet those criteria. You will be notified the day a new listing appears in the MLS which matches your criteria. You will find that this list will - most probably - contain your future home!
With hundreds of properties on the market at any time, in any area, having a seasoned professional searching for your home SAVES YOU hours of time and frustration!

EXPERT TRANSACTION MANAGER Purchasing a home is not only one of the largest financial investments of your lifetime, it's also one of the most complicated.
The next step is applying for a loan. Today, you can go to any number of sources for a mortgage: banks, mortgage companies, insurance companies, private investors, or even pension plans. The most common is going through a mortgage company. They will determine what you qualify for. Once the amount of what you qualify for has been determined, then you must determine what type of loan you seek. If you are a qualified veteran of the armed forces, you may be able to obtain a 0% down payment loan. Other programs could require as little as 3% down, with standard loans available with 5, 10, 20% or more down. Your agent can often help you determine the best loan for you and which individual/mortgage company to use.

I recommend that you get PRE-QUALIFIED or PRE-APPROVED for the specific loan amount. So, in order to help the process move quickly it is best to have all the documentation prepared and together when loan application is made. The longer it takes to provide the necessary documentation to the loan officer, the longer the process will take. Remember that sometimes if the mortgage company is offering a great rate, they may be charging extra fees. So be careful in choosing your mortgage company.

CLICK HERE TO VISIT MY RECOMMENDED LENDERS

I will provide the guidance you need to achieve a SMOOTH, SATISFYING transaction - one that ends with you moving into your new home. From monitoring the HOME INSPECTION, to making sure the many documents that are involved with the purchase are in order and completed correctly. I will help you CLOSE your home purchase quickly and efficiently.

It's all about listening and follow through. I've helped many individuals and families find and enjoy their new homes.
Keep exploring this page, and you will find many valuable Tips



100 Buyer's Questions & Answers

Illinois Agency

Search All Listings

Mold Information

Job Search


 
Please tell Me what you're looking for
so that I may help you with your Real Estate needs!
w w w w w w w
1. What interests you the most in a new home?
(Please click on one or more checkboxes below)

Type of home?

Price range?

Ideal Price

Size of home?

Bedrooms?

Bathrooms?



2. Area of interest?
(Please click on the down arrow below to select from a list)


if "other"...
(Please type in the box below)



3. Please give me some specific ideas about your needs:
(Type in your remarks or questions below)




4. How to reach you:
(Type in your contact information below)

Name:

Work Phone:

Home Phone:

FAX:

E-mail:


5. Thank you for your information, just click on SUBMIT to contact me!

By submitting this form with your telephone number you are consenting for Linda Beutel and its authorized representatives to contact you even if your name is on the Federal "Do not call List"

Thank you for submitting your information. We will be in contact with you by phone or email.